Learn about checking and savings accounts, establishing ownership, stocks, bonds, mutual funds, and more. Sharing your expertise via online webinars helps establish you as a trusted financial advisor to a wide audience. Get a guided tour of Schedule E as we take you through a cash flow analysis for a borrowers investment properties. Watch Webinar Recording How to Read a Credit Report in Under 5 Minutes Who Should Attend: Loan Officers, Processors, Underwriters Being able to confidently review a credit report with your borrower isn't always easy. Not surprisingly, many of the traits shared by high-achievers are common-sense in theory, but not necessarily common practice (otherwise, everyone would be a high-achiever, right?). Build your core knowledge of the overall mortgage lifecycle, key terminology, loan products, and more! WITH RESPECT TO THESE MATERIALS AND THE RELATED TRAINING. Friday 9 AM-6 PM ET. 2023 Genworth Financial, Inc. All rights reserved. 1. Our webinars feature international thought leaders presenting insight, ideas and advice. In less than 10 minutes, we will define it, discuss Desktop Underwriter as it relates to trended credit data and talk about the impact that trended credit data will have on Arch MI-insured loans. This comprehensive webinar takes you on a step-by-step review of the Partnership and S Corporation tax returns. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! A webinar, short for 'web-based seminar', is an online presentation, meeting, or workshop that allows individuals or groups to interact in real time. Reach NextGen, Multicultural, and Multigenerational Homebuyers and learn more about how you can better educate and serve this important and vital demographic. We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. Creating an outline for your webinar content is easy if you already have a goal in mind. Educate, optimize and streamline your lending process with MGICs vast library of tools, resources and marketing materials. Expand your market of borrowers by learning the key points and unique features of the Fannie Mae HomeReady Program. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. For a first-time homebuyer, the process comes with a lot of unknowns. Discover how our homebuyer education program can connect you with more potential borrowers. Available formats: Webinar,OnDemand Video, Understanding Self-Employed Borrowers and Business Tax Returns, Audience:Loan Originators, Sr. Arch MI offers a mix of live and on-demand webinars and customized on-site training. Connect with audiences through engaging webinars and events that support up to 1,000 participants. Mortgage Market Conditions provides insight into the current market, the challenges facing today's mortgage professionals and suggests some Radian tools and resources you can leverage to connect with consumers. Training Resources Get instant access to the tools, guidance and training materials for our professional education courses. Get easy access to National MI courses and our previously recorded webinars. Intended Audience: new loan officers, processors and other mortgage operations professionals. In this session, plan to take inventory of your connections and identify whom you want to re-engage with and how. A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Review 8 FAQs about assets and get the answers! Login/Register to access the new Coverage & Care page featuring the Coverage Needs Estimator*. about experiencing the effects of aging firsthand. Genworth values all perspectives, characteristics and experiences so that employees are able to bring their full, authentic selves to work to help each other and our company succeed. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. It's not rocket science, so why can't this be you? Radian Guaranty Inc's MI Online customer portal offers you an easy tool to submit your MI order to Radian. At no additional cost to you or your borrower, upon closing, borrowers can select one of three benefits to add another layer of security to their lives. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. In this short video, we will demonstrate how to notify Radian of a servicing transfer. But after this 60-minute webinar, you'll be able read one like a pro. Success leaves clues. support Construction-to-Permanent transactions. Our featured live webinars focus on timely subjects, usually tied to recent regulatory changes, real-time events or current needs like how to navigate virtual meetings. This Learning Center page provides resources and training on originating & underwriting loans, Fannie Mae's underwriting applications, and best practices to help you get the most out of Fannie Mae mortgage products, the Selling Guide and technology applications. Planning your presentation can help your delivery appear more natural and engaging. Training solutions include a comprehensive list of items to help like job aids . This hands-on course includes analysis for a PARTNERSHIP (1065/K-1/Schedule F) using a cash flow analysis method. This hands-on course includes analysis for a CORPORATION (1120) using a cash flow analysis method. In this course you'll learn the basics of mortgage insurance. You are protected Just use the dropdown menus to find the webinar or local event that's right for you. Select a course category below to see what topics are offered under each and how to access: Learn about Mortgage Insurance (MI): What it is, how it works, why it provides value to lenders, investors, borrowers and how it helps build a path to homeownership! However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. Arch MIs accredited public speaker and industry expert, Blaine Rada, will share his story of personal challenge and valuable lessons gained during his month-long trek across Spain, unplugged from modern life, technology and the nine-to-five routine. Allowable add-backs and required deductions will be discussed, and well demonstrate how to calculate income from various business structures, introducing you to the Arch MI Tax Return Analysis Calculator (AMITRAC), the industrys most user-friendly Schedule Analysis form. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. Mortgage professionals participating in this course will learn Agency guidelines for analyzing variable income in addition to learning how to identify potential sources of variable income. 30-Minute Session Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. This video series, featuring Rene Rodriguez, will tackle some of your most complex challenges with simple steps that lead to positive results. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. Getting a mortgage is one of the most stressful things people go through. Training Training Essentials Training Courses & Registration Class Calendar Self-Paced Learning Income Analysis Tools Collateral Analysis Tools Essentials Training Team Essentials Live Essent Training Guides Education for Homebuyers Training ESSENTIALS TRAINING Sign up for live webcasts, learn about key topics at your own pace or Self-Employed Borrowers Focus on Getting Started and the Sole Proprietor, *MI Solutions It's Time To Rethink Your MI Strategy*, *Preventing Mortgage Fraud Take a Closer Look*, Evaluating and Calculating Borrower Income Focus on Fixed Sources, Self-Employed Borrowers Focus on Partnerships and S Corporations, *HomeReady Mortgage Overview with Fannie Mae*, Evaluating and Calculating Borrower Income Focus on Variable Sources, *Expand Your Defense with Our March Madness FAQ Session*, *The Economy in 2023: The Pause and the Pivot*, Self-Employed Borrowers Focus on Corporations and Financial Statements, *Unique Insights into Community Reinvestment Act (CRA) Performance Improvement*, *Another Dimension of Inclusion: Seeing the World Through the Lens of Ableism*. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium. 1-Day Course:This one-day hands-on fundamentals course delivers information that you can use to be a successful mortgage industry team member. Key Partnerships with learning and development companies. Share this document with a friend. Conventional loans are much more common than government-backed financing. We are often asked how mortgage insurance can support Construction-to-Permanent transactions. In this webinar, Ginger Bell will demonstrate how to share your screen with borrowers via virtual meetings and record videos using Zoom. Diversity, Equity & Inclusion, Social Responsibliity, National MI Benefits, Current Job Openings, Creating Clients the Ninja Way with Rebecca Lorenz, Insights from the 2023 NextGen Womens Homeownership Report with Kristin Messerli. 6610 W. Broad St. Bldg. Strategies for Achievement Learned on a 500-Mile Trek Across Spain. . Best-selling author, Jennifer Powers, joins professional podcaster, Mark Tucker, for a 5-part series on Emotional Intelligence. Processors andUnderwriters. 60-Minute Session Most webinars grant participants access to the webinar series upon completion of the live webinar. Login/Register Whether you communicate in-person or online, with spoken words or written words, delivering a clear and compelling message is more challenging than ever. The real estate and housing markets are experiencing an unprecedented shortage of existing homes. In this recorded webinar, we will show how to set up, invite and host online webinars, FaceBook Live Events and post videos onto YouTube to educate, inform and promote. In this fifth session, they will cover the competency of self-perception where participants will rate their current level of competency, engage in rich discussion to increase their awareness, and identify opportunities to leverage and/or increase their interpersonal skills. ESSENTIAL. In this course, we will dive into the fundamentals of self-employed borrower income calculation, including allowable add-backs and required deductions. This video will provide the details you need for that next customer conversation. Stay connected to the latest mortgage insurance news, trends and expert insights with timely email alerts. 60-Minute Session Learn the basics of applying Fannie Mae's & Freddie Mac's conventional guidelines on rental income in qualifying for a mortgage. Our goal is to offer competitive pricing using risk-based technology while delivering outstanding service to our lender customers. Analyzing Appraisals for Single Family Residences, Identifying the Key Areas of the Uniform Residential Appraisal Report, Audience:Loan Processors and Underwriters. That's why we've expanded on the GSE's nontraditional credit guidelines to create accessibility for underserved, yet credit-worthy borrowers. Don't forget to check out our MI Loan Submission Checklistto help you with the loan process. One of our most important commitments is enriching the quality of life in our communities. Show Training & Webinars Borrower Education resources Access resources to First Time Home Buyers Education and Landlord Counseling. Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders, Residential appraisals continue to evolve. Firstly, you can select from our 16 off-the-shelf topics and we can run the webinar for your people or we can customise a webinar for you to cover exactly what you need.. Our clients like to use our existing webinar content and add a couple of sessions here . But the system offers much more. The footage of the webinar as well as an ear into the discussion can serve as a business resource after . We have sent a temporary Confirmation Code to the email address you provided. This hands-on course includes analysis for a S-CORPORATION (1120-S/K-1) using a cash flow analysis method. The practice exercises include various salaried, military, teacher and non-taxable income scenarios. MGIC's recorded tutorial videos are available on-demand and at no charge, offering the guidance you need, when you need it. In this workshop, you'll learn how to identify when fraud and misrepresentation are occurring. Please note:There is a nominal fee for this course. See more reasons why customers love teaming up with us. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. Learn on the go with the Radian National Training On Air podcast series. Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! We will also discuss income continuance (when support documentation is required) and taxable vs. non-taxable income. Learn about the variety of red flags you will encounter when reviewing loan files and how to identify fraud schemes. Audience:Loan Processors, Loan Processors and Jr. Underwriters. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. Are you ready for your next loan file containing RSUs? Your audience. Leading the private mortgage insurance industry by supporting our customers and helping borrowers find a better way to achieve their dreams of homeownership. in group process facilitation, classroom instruction, and organizational effectiveness. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. 30-Minute Session For years, the. Online virtual meetings are essential to successfully communicating with your customers and partners. Long Term Care Insurance Forms, Life Insurance Forms, or Annuities Forms. We offer . With this demand, buyers are paying more than the home is being appraised for. 10 Keys to More Effective Presentation Skills. The Global Learning & Development team offers our employees opportunities to grow and develop in and out of the classroom. Find out why line items matter on a Schedule C! by supporting specific courses, continuing education and designations necessary for our technical professionals to maintain the most current information for their area of expertise. Competitive advantages are the reasons people do business with you that go beyond low rates and fees, but how do you describe things like excellent service and trust without sounding like everyone else? Review the W-2, 1120S & K1 Using Fannie Mae's 1084. Review and Calculate Miscellaneous Non-Employment Income, Review Income Sources (such as Public Assistance, Disability, Tips, Foster Care, Social Security), Appraisal Underwriting - Part I The Basics, Reviews Basic Appraisal Theory and the Concept of Market Value, Liabilities: Calculating and Modifying the DTI, Review the Relationship of the P&I vs. Borrower Debt to the DTI, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return, Calculate Income for Fannie Mae from Personal Tax Returns, Review Basic Calculations of Salary and Hourly Income, Self-Employed Borrower Form 1084 Part II - The Business Tax Return, Calculate Income for Fannie Mae for Partnerships and S Corporations, Including K-1 Income, Effective Application Interviewing and Review, What is Needed for a Complete Uniform Residential Loan Application, Appraisal Underwriting - Part II Focus on the Sales Comparison, Current Issues Surrounding the Sales Comparison Section of the Uniform Residential Appraisal Form, Rental Income Calculator and Quick Reference Guide for Rental Income, Completion of Schedule F Using 1084 Cash Flow Analysis Form, Utilize Resources to Grow Business - Focus on Actions that Create Loyalty, Critical Thinking and Problem Solving: Structuring a Loan Application. Audience:Loan Processors andJunior Underwriters. self-paced training, timely videos, podcasts, and instructor-led live webinar sessions. This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. Quickly review the guidelines, requirements and submission options you need to service your MI-insured loans. 3. Join us as we demonstrate types, break-even points and more. Use Arch MI resources to assist you in your loan processing review. Pilson, Timmie (Genworth) Created Date: 10/27/2010 3:33:25 PM Other titles: Income Calculation Worksheet Company: GMAC ResCap .