WebContact Our Sales Team. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act of 1985. Call us at 1-877-837-5017 Email Support This is an update regarding your benefitexpress, LLC, a WEX Company account. 2023 PayFlex Systems USA, Inc. All Rights Reserved. What is the billing address for COBRA? ol{list-style-type: decimal;} #block-googletagmanagerfooter .field { padding-bottom:0 !important; } After that, you must make your payments by the end of each grace period. Fee billed per enrolled participant. Language Assistance/Non-Discrimination Notice, Asistencia de Idiomas / Aviso de no Discriminacin. The law generally covers group health plans maintained by employers with 20 or more employees in the prior year. Our Technology Our solution is time-tested, innovative, and trusted in the industry to help clients handle complex regulations and carrier needs. WebBenefits services for administrators Complete administration tasks for COBRA, State Continuation, Retiree/Direct Bill Services, FSA implementation and more. Its a federal law that protects you and your covered dependents. Generally, your coverage under COBRA will be the same coverage you had while you were an employee. You can find our mailing address on the Contact Us page. .usa-footer .grid-container {padding-left: 30px!important;} WebThe law the Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers who lose their health benefits the right to choose to continue group health benefits provided by the plan under certain circumstances. WageWorks will produce and mail Participant Open Enrollment Notice & Election Form packages, up to 7 sheets of paper (double-sided). Username or Password is invalid please try to login again. The amount of time is based on the reason that group health coverage was lost. .cd-main-content p, blockquote {margin-bottom:1em;} The health plan must continue to be in place for active employees. On June 15, 2022 the benefitexpress brand *Eligibility for short term medical insurance is based on age and state availability. We make it our priority to communicate with you every step of the way to minimize the hassle of coordinating between Notices must be provided in person or by first class mail. COBRA is a federal law that requires employers with 20 or more fulltime employees to make available their group health insurance to former employees and families to continue on. Access documents and tools for COBRA, Retiree/Direct Bill Services, and more. Some qualifying events, or a second qualifying event during the initial period of coverage, may allow up to 36 months of coverage. WageWorks will produce and mail Participant Open Enrollment Notice & Election Form packages, up to 7 sheets of paper (double-sided). WebCOBRA insurance allows you to keep your health insurance when you lose coverage due to a job loss or change. 1-844-PAYFLEX Click on New User Registration. This means youll pay the amount you paid when you were an active employee and the amount your employer paid. Our Technology Our solution is time-tested, innovative, and trusted in the industry to help clients handle complex regulations and carrier needs. Here to Serve You Optum Financial provides administrative services related to: COBRA Retiree and direct billing State continuation Language Assistance/Non-Discrimination Notice Accessibility for Individuals with Disabilities COBRA continuation is available when a qualifying event occurs that would cause an individual to lose their health care coverage. WebBilling Services: Look up Participant Information ; Submit Qualifying Events ; Run Reports ; Export Eligibility Data ; Download Forms & Sample Files ; cobra@uhcservices.com (100 or fewer employees) cobra_kyoperations@uhc.com (over 100 employees) Reimbursement Services: Visit employer.uhcbs.com to manage your account Its a federal law that protects you and your covered dependents. A qualified beneficiary is an individual who is entitled to COBRA continuation coverage because he or she was covered by a group health plan on the day before a qualifying event. Depending on the circumstances, the following individuals may be qualified beneficiaries: a "covered employee" (a term that includes active employees, terminated employees and retirees); a covered employee's spouse and dependent children; any child born to or placed for adoption with a covered employee during the period of COBRA coverage; agents; self-employed individuals; independent contractors and their employees; directors of the employer; and, for public sector group health plans, political appointees and elected officials. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. WebListen as host Carla Wardin talks with Juli Kline, Director of COBRA Operations at Optum Financial, about COBRA and direct billing services. If you have questions, please contact us by email at benefits@azdoa.gov or call 602-542-5008, or 800-304-3687. WebYour Online COBRA Benefits Account. #block-googletagmanagerheader .field { padding-bottom:0 !important; } Log in to: Don't have a One Healthcare ID? The election period is at least 60 days. EI221313197.0 3/22 21-1268655 2022 United HealthCare Services, Inc. All Rights Reserved. Q6: What are some examples of qualifying events? Access streamlined benefits services, featuring a secure easy-to-use portal, superior service and support from a dedicated team, and the highest level of compliance. administrative fee. Sign up to get the latest information about your choice of CMS topics. If you have questions, please contact us by email at benefits@azdoa.gov or call 602-542-5008, or 800-304-3687. There are three elements to qualifying for COBRA benefits. Its a federal law that protects you and your covered dependents. WebWageWorks will manage carrier and billing updates. Someone in the Human Resources department can help you. .paragraph--type--html-table .ts-cell-content {max-width: 100%;} They cover why employers use direct billing services, how direct billing works with COBRA, and how both employers and employees benefit from using a third party to provide this administrative service. Qualified beneficiaries have independent election rights, and therefore they must each be notified. There may also have to pay a 2% administrative fee. 300bb-1 through 300bb-8, applies COBRA requirements to group health plans that are sponsored by state or local government employers. An agency within the U.S. Department of Labor, 200 Constitution AveNW Ask the Employee Benefits Division whether you will receive subsequent payment reminders. Medcom supplies the full-service solution for your COBRA, Retiree Billing, and Direct Billing needs. COBRA sets required periods of coverage. Direct Billing makes it easy to pay for insurance premiums. You will receive a notice from your employer with information about deadlines for enrollment. COBRA is a law that allows someone who has recently lost their job to maintain their original coverage provided by the previous employer. Q8: How is COBRA affected if I am disabled? Please select from the options below so we can better assist you. If you have any questions or issues regarding public sector COBRA we encourage you to email us at phig@cms.hhs.gov. COBRA coverage begins on the date that health care coverage would otherwise have been lost. We are a private insurance company that provides information on the COBRA law and alternative temporary insurance options if continuation is unavailable or too expensive. Some employers may use a third party administrator (TPA) to manage the COBRA process. WebWhether your retirees need help with their coverage options or retiree coverage billing, our professional customer service team can coordinate communications and billing for your retirees making the process simple and easy for both parties. WebWhether your retirees need help with their coverage options or retiree coverage billing, our professional customer service team can coordinate communications and billing for your retirees making the process simple and easy for both parties. Call Us At Click on New User Registration. Washington, DC 202101-866-4-USA-DOL, Employee Benefits Security Administration, Mental Health and Substance Use Disorder Benefits, Children's Health Insurance Program Reauthorization Act (CHIPRA), Special Financial Assistance - Multiemployer Plans, Delinquent Filer Voluntary Compliance Program (DFVCP), State All Payer Claims Databases Advisory Committee (SAPCDAC), Final regulations on the COBRA notice provisions of Part 6 of Title I of ERISA, COBRA Health Coverage after Job Loss or Reduced Hours, FAQs About COBRA Continuation Health Coverage, An Employee's Guide to Health Benefits Under COBRA, Department of Labor's Trade Adjustment Assistance Program Web page, An Employer's Guide to Group Health Continuation Coverage Under COBRA. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended. The Centers for Medicare and Medicaid Services (CMS) has advisory jurisdiction over the continuation coverage requirements of COBRA as they apply to group health plans which are sponsored by state, county, municipal, or public school districts (Public Sector {"cookieName":"wBounce","isAggressive":false,"isSitewide":false,"hesitation":"","openAnimation":false,"exitAnimation":false,"timer":"","sensitivity":"","cookieExpire":"","cookieDomain":"","autoFire":"","isAnalyticsEnabled":true}, We use cookies to personalize and enhance your experience on our site. WebWEX simplifies COBRA and direct bill for clients through online elections and open enrollment, real-time payments, mailing required notices, robust reporting, seamless integrations, and more. Theres a 30-day grace period for each payment. As such, only you have the power to waive, alter, breach or modify any of the terms and conditions of your Plan(s), and you exercise all discretion, control or authority with respect to the disposition of the available benefits. WebCOBRA and Retiree Billing Administration. WebBy implementing FBAs Direct Vendor Billing service, we relieve those duties and execute them effectively and efficiently. This period is measured from the later of the date of the qualifying event or the date the COBRA election notice is provided. To be eligible for COBRA coverage, you must have been enrolled in your employers health plan when you worked, WebOnline Payments For COBRA Continuation. We use cookies to personalize and enhance your experience on our site. WebCOBRA coverage generally is offered for 18 months (36 months in some cases). Accept the user agreement. .manual-search-block #edit-actions--2 {order:2;} Its a federal law that requires employers with 20+ employees to offer continuing health benefit coverage to employees and their dependents (at their own expense) who would otherwise lose benefits due to employment termination, reduction in hours or other certain events. WebCOBRA/DB Fact Sheet: A description of the services you can expect from BRI COBRA & Direct Billing.